VA Loans

VA loans help active duty service members and veterans purchase homes with as little as 0% down.

Loan Options

VA Loans

VA Loans

First Bank values the efforts and sacrifices made by those who serve our country. VA home loans provide a unique opportunity to veterans and those who are currently under active duty in the US Armed Forces, helping service members and their families obtain long-term financing for a home. Spouses of veterans that have passed due to a service related event may also be eligible. 

  • Purchase with as little as 0% down*

  • Competitive interest rates

  • No mortgage insurance premiums

  • Qualify with a credit score of 600 or higher

  • A full list of eligibility criteria can be found here

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Please note the full list of eligibility requirements, guidelines and benefits have not been listed.

*Example VA scenario is for a 30-year fixed-rate mortgage loan on a $199,900 property, financed at 100%  with a 4.125% interest rate (4.340% APR) locked for 30 days. VA funding fee has been rolled into the loan amount at a rate of 2.15% assuming active duty and initial use of a VA loan. Total monthly mortgage is estimated to be $989.64. Property taxes and insurance not included in calculation.

Whether you’re purchasing a new home or refinancing an existing one, all it takes is a few minutes to complete the first step in our 
application process.

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