REFINANCE

Get the most out of your refinance.

KNOWLEDGE & EXPERTISE

Helping Texans reach their goals since 1907.

Every refinance is different. Whether you are hoping to lower your monthly payment, convert the equity in your home into cash, or even pay off your home more quickly, we will build a loan solution designed to help you meet your goals.

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Rate and Term Refinance

Cash-Out Refinance

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Refinancing 101

What is refinancing? What are the benefits of refinancing? How do I know it’s the right time to do it? Learn more about our refinance options.

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All it takes is 10 minutes to get started.

What is refinancing? What are the benefits of refinancing? How do I know it’s the right time to do it? Learn more about our refinance options.

Get Started →

Serving Texas homebuyers since 1907.

Over the years we’ve helped generations of Texans find a home, and make it their own. As an independent, local bank, our success is reflected in the success of our customers, and is rooted in the service we provide day in and day out.

Why First Bank →

“Andy is the best! He shepherded me through three (3!) bridge loans so I could purchase my wife’s dream home. He was patient, attentive and always available.”

Kevin – McKinney, Texas

“Andrea has been a lifesaver. She walked me through the process and was never annoyed by my questions. I couldn’t have picked a better bank or loan officer.”

Dennis – Wichita Falls, Texas

“Jenny Goddard. Competent, reliable, absolute pleasure to work with. Went the extra mile to make everything work. An absolute TEN experience.”

Neal – McKinney, Texas

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Tax day is quickly approaching. If you might owe money, or if you’re just looking for every deduction possible, here are a few that may benefit homeowners. This information is provided for general purposes only […]

Homeowner Guide

Affordable Mortgage Strategies to Overcome Rising Rates

Over the past year, many consumers have put their dreams of home ownership on hold due to fluctuating mortgage rates. But here’s the thing: rates are just a small piece of the puzzle when it […]

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Jumbo Loans

Afford High-Dollar Homes With Jumbo Loans Everyone drives around neighborhoods filled with large homes at one time or another, pointing at them and dreaming of living in one someday. These homes might seem forever out […]

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Get the most out of your refinance.